What Happens If I’m Denied Credit?
By John Ulzheimer “John, I applied for a credit card about 3 weeks ago. Today I received a letter from the credit card company telling me that my request for credit has been denied. The letter also...
View ArticleWhy Did I Receive a 1099-C From My Credit Card Issuer?
By John Ulzheimer By now you’ve probably started receiving your tax-related forms. Most of you will receive form W2, which is sent by your employer and memorializes your income earned for tax year...
View Article6 Credit Traps That Await Divorcing Couples
By Kimberly Rotter The divorce itself doesn’t affect your credit score, but watch out for these common scenarios that most definitely do. Just as your credit scores don’t merge when you get married,...
View ArticleHow to Improve Your Credit Score
By Mark Foster I am often asked how someone can improve his or her credit. Credit can impact many things, including: Employment, down payments, interest rates, utility deposits, and even car insurance....
View ArticleDealing With Negative Credit Report Information
By Lauralynn Schueckler Federal law specifies how long negative information may remain on your credit report. To prevent you from being penalized for past credit mistakes forever, the Fair Credit...
View ArticleMajority in Survey Ignore Credit Reports, Scores
By Cliff Goldstein If you haven’t checked your credit reports or credit scores in the past 12 months, you’re in the same boat as most people, according to the National Foundation for Credit...
View Article5 Reasons to Check Your Credit Report Today
By Lindsay Konsko Between paying bills, monitoring investments, and watching over the monthly budget it’s normal to feel overwhelmed by money-related responsibilities. This leads many of us to push off...
View ArticleYour Credit Score: Updates You Should Know
By Jason Alderman With a new version of the leading FICO credit score working its way through the lending industry, borrowers who have wrestled with medical debt and others who have only a limited...
View ArticleTips for Your Credit Smart Team
By Drew Kessler What could be scarier than your teen driving for the first time? A teenager with a credit card! As vulnerable teens increasingly obtain credit cards without really knowing how to...
View ArticleHow to Dispute a Billing Error
By Jesse Campbell It’s the end of another billing cycle for your credit card. You get your latest statement in the mail (or via email if you prefer the paper-free approach). As you do every month, you...
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